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Summary
Details Travel
insurance is a vital aspect to booking a holiday, giving you protection against
unforeseen circumstances that could otherwise spoil your holiday. It is
important that you purchase travel insurance that properly covers your
participation in whatever activities you may undertake at the time that you make
your booking. To assist you with this, we have arranged competitive travel
insurance from Travel & General Insurance Services Limited to specifically meet
your needs on your holiday.
The schedule of the cover below sets out a summary
of the cover provided by our tailored insurance. The cover is underwritten by
the ACE European Limited (ACE) (firm reference number 202803) and Skills Motor
Coaches Limited is an Appointed Representative of Travel & General Insurance
Company plc (firm reference number 202666). All companies are authorised and
regulated by the Financial Services Authority, full details can be found at
www.fsa.gov.uk or by contacting them on 0845 606 1234
Standard Schedule of Cover
| Section |
|
Sum Insured Per Person |
Excess Per Person |
| A |
Cancellation of Curtailment
Charges |
£5,000 |
£50 (NIL LOD) |
| B |
Medical Expenses
Inpatient Benefit |
£5,000,000
£20 for each 24hr period to a maximum of
£500 |
£50
NIL |
| C |
Personal Accident |
Disability - £25,000
Death - £10,000 |
NIL
NIL |
| D |
Delayed Departure
Cancellation due to Delayed Departure |
£100
£5,000 |
NIL
NIL |
| E |
Personal Effects
Money
Tickets
Passport or Visas
Temporary Loss of Baggage |
£2,500
£500
£1,000
£250
£100 |
£50
£50
£50
£50
NIL |
| F |
Personal Liability |
Up to £2,000,000 |
£250 |
| G |
Legal Expenses |
Up to £15,000 |
NIL |
Premiums including Insurance Premium
Tax
| UK |
Per Person |
Europe |
Per Person |
| Up to 3 days |
£12 |
Up to 3 days |
£20 |
| Up to 5 days |
£16 |
Up to 5 days |
£25 |
| Up to 7 days |
£22 |
Up to 7 days |
£30 |
| Up to 10 days |
£28 |
Up to 10 days |
£35 |
| |
Up to 14 days |
£40 |
Important Declaration
An insurance policy can only provide cover in
respect of an event/occurrence which is sudden, unforeseen and beyond your
reasonable control. Any facts known to you, which could possibly result in you
having to make a claim, must be disclosed to us otherwise you may not be
covered. In addition, anyone named under the policy must have read and
understood the following relating to Pre-existing Medical Conditions:
1 Do you or a Close Relative have a Pre-existing
Medical Condition?
2 Have you or a Close Relative received a terminal
prognosis for a medical condition?
3 Are you a Close Relative aware of a medical condition but have
not received a formal diagnosis?
4 Are you or a Close Relative on a waiting list or have the
knowledge of the need for surgery in a hospital?
5 Are you aware of any circumstances that could reasonably be
expected to give rise to a claim on this policy?
If you cannot make this declaration when you take out the
insurance, you must contact Healthcheck on 0844 826 2711.
A policy document that fully defines the cover, conditions and
exclusions will be sent to you with your booking confirmation. When you receive
your policy, please take the time to read it carefully to ensure you understand
what is and what is not covered, and that all activities that you may wish to
participate in are included. If it does not meet your requirements, please
return the policy, proof of premium and any other relevant documents to us
within 14 days of receipt and we will refund the premium in full, provided you
have not travelled or made a claim. Failure to comply with the terms &
conditions of the policy may result in cover being restricted.
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